Home Improvement Loan: Finance the Home You Deserve
Checking your rate won’t impact your credit score
Home Improvement Loan: Finance the Home You Deserve
Checking your rate won’t impact your credit score
What Is a Home Improvement Loan?
A home improvement loan is financing you can use to renovate, repair, or upgrade your home. It provides a lump sum of money with fixed repayment terms, helping you cover big projects like remodeling a kitchen, replacing a roof, or adding energy-efficient upgrades without draining your savings.
📊 Compare Loan Options Side by Side
Here’s how different loan types usually stack up:
Loan Type
Personal Loan
HELOC
Home Equity Loan
FHA Title I
Cash-Out Refinance
Collateral
❌ No
✅ Yes
✅ Yes
❌ No
✅ Yes
Speed
⚡ Fast
⏳ Moderate
🕒 Moderate
⚡ Fast
🕒 Slower
Loan Size
💵 Mid-range
🔄 Flexible
💰 High
💵 Capped
💰 High
Use Case
Medium renovations
Phased or ongoing projects
Large remodels
Essential/safety repairs
Combine mortgage + reno
What is Bad Credit Loan?
Bad credit loans are personal financing products built for those whose credit history doesn’t meet conventional standards. These loans offer a lifeline when your score may be below 600—or even when you have no credit history at all.
✨ Real Homeowners, Real Needs
“We rent out the lower floor. Updating it brought in better tenants.”
“We finally added that sunroom — best decision ever.”
“Our old AC was costing us a fortune. Now we save every month.”
Whatever your reason — the right loan can unlock real change.
🛋️ Upgrade Smart, Not Stressful
You shouldn’t need a finance degree to fix your kitchen.
That’s why we built a platform that
speaks human, not bank
recommends options, not pushes offers
keeps things private, clear, and 100% on your terms
We only win when you do.
Home Improvement Calculator
Estimate your monthly payment, total cost, and interest for a business loan — plan your growth with confidence.